Customize the loan to suit your needs
Every loan is as individual as our customers. Financing has to meet many needs and expectations. The financing concept depends on various factors.
Is the rate within budget?
How much property you can actually afford depends primarily on the monthly rate. Here you should make a thorough and honest inventory or income/expenditure calculation.
A simple rule of thumb is: cold rent + current monthly savings rate = monthly rate
Once you have set the monthly budget, you can now proceed to further analysis. The bank sets the interest rate. You can determine the amount of the initial repayment yourself – this way you can influence your individual rate. Some banks offer repayments from 1%. Such offers are not advisable, since the full repayment of the loan could then take 40 years or more. We recommend an initial amortization rate of at least 2%.
We will be happy to help you determine your available budget.
